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William Quider - Shipbuilder
13.SUSANAH5 DOCHSTADER (MARY ANN4 QUIDER, WILLIAM3, WILLIAM2, UNKNOWN1) was born Abt. 1851, and died December 17, 1880 in Canborough, Haldimand County, Ontario, Canada.She married JOHN CLEMENT DELAIR, son of JOHN DELAIR and RACHEL HODGES.He was born August 20, 1849 in South Cayuga, Haldimand County, Ontario, Canada.
Notes for JOHN CLEMENT DELAIR:
Clement was said to have died in the mountains of Colorado.
More About JOHN CLEMENT DELAIR:
Nationality: French
Nickname: Clement
Occupation: 1881, Farm Labourer
Religion: Baptist
Children of SUSANAH DOCHSTADER and JOHN DELAIR are:
| i. | JAMES L.6 DELAIR, b. Abt. 1871. | ||
| ii. | WILLIAM C. DELAIR, b. Abt. 1874. | ||
| iii. | ANDREW G. DELAIR, b. Abt. 1876. |
14.GORDON WILBERT5 QUIDER (BARTON4, WILLIAM3, WILLIAM2, UNKNOWN1)57 was born December 14, 1877 in Ontario, Canada.He married ELIZABETH.She was born 1877 in Ohio.
Notes for GORDON WILBERT QUIDER:
Gordon's birth registration is available.
Gordon was involved in a court case, "People vs. Quider".This is how the events unfolded, leading up to his arrest.
On September 28th of 1911, Gordon arranged to meet with a man named Philip Hibbert.Philip was a grinder at the Packard Automobile Company.They met at the Chamber of Commerce building in Detroit.Mr Hibbert had borrowed money from Gordon on 3 other occasions.They arranged to meet because Mr. Hibbert wished to borrow 25 dollars.Philip asked Gordon Quider for 25 dollars and Gordon gave him 4 papers to take home for his wife to sign.One of the papers was folded down with only the signature line showing.Mr. Hibbert stated that neither he or his wife ever read any of the paperwork.Mr. Hibbert brought the signed papers back to Gordon at a later date.
Gordon gave Mr. Hibbert 25 dollars, along with a card which stated payment arrangements.The arrangements were 7 dollars and 30 cents every month for 5 months.The card stated, "Mr. Phillip Hibbert:Payments on your loan will be due and payable at this office on the following dates, and must be paid promptly when due."The last 6 words were underlined."No extension granted.In default of any payment the full amount falls due."
In one column were certain dates and at the head of the column appeared the words, "when due".The next column stated "amount", The next 3 columns stated, "when paid, received by and "November 1st, 1911, amount $7.30; amount 7.30, 10-28-1911.Received by, Initial 'C'.December 1, 1911, $7.30; January 1, 1912, $7.30; February 1st, 1912, $7.30; March 1st, 1912, $7.30".
On the bottom of the card appears the following reading matter:"We will give you two dollars in cash for every customer you send us who gets a loan of $10 or more."
On the back of the card the following reading matter appears:"Bring this card when you make payments.Notify us immediately of any change of address."Name, 321 McDougall.""American Loan Company, 410 Chamber of Commerce Building, fourth floor.Office hours 8 to 6; Saturdays 8 to 8; 'phone M. 1082."And across the face of the card is written, "321 McDougall Avenue."
Philip Hibbert never met with anyone elseregarding the loan.Mr. Hibbert had no difficulty paying up his other loans with Gordon Quider.Mr. Hibbert could read and write and do math equations proficiently.
Some people that Mr. Hibbert knew informed him that he was paying Gordon Quider too much for the loan.Mr. Hibbert then went to another loan company and discussed the situation with them.The loan officer (Mr. Cone) informed Philip that all he should have to pay is 7 percent interest.Mr. Hibbert then decided to deal with the new loan officer rather than Gordon Quider.
As it turned out, Mr. Cone turned Gordon Quider into the police for charging more than 7 percent in loan interest.This was a crime in Michigan at that time without a proper license.
Philip Hibbert would later claim to the courts that the fourth paper he was given, which was folded down and ready to sign was blank at the time.It was assumed that Gordon Quider filled it in at a later time.This is how the promissory note was worded:
"Detroit, Michigan, September 30, 1911.On the first day of each and every month after date, for value received, I or we, jointly and severally, promise to pay to G. A. Atkinson, or order, five dollars until twenty-five dollars with interest at the rate of seven percent per annum after maturity has been paid in full at the place designated by the holder hereof; and I hereby authorize any attorney at law to appear in any court of record in the State of Michigan, after the above obligation becomes due, and waive the issue and service and confess judgement against me in favor of the holder hereof for the amount then appearing due, together with the costs of suit, and thereupon release all errors and waive all right to appeal.In default of any payment the whole note falls due.Signed, Philip Hibbert, Helen Hibbert."On the back it stated, "Payment guaranteed, American Loan Company, by G. W. Quider, manager."
It was found that neither Gordon Quider nor the American Loan Company were authorized to loan money for more than 7 percent interest.The new law banning such loans was put into effect in August of 1911.Gordon Quider loaned Mr. Hibbert money the very next month.
Gordon Wilbert Quider never spoke on his own behalf, but it was thought that he worked for the American Loan Company, which was an assumed name for the company.Gordon was said to be the agent and manager of the company and the name or names or the owner or owners were said to be unknown.
Gordon was found guilty by the jury, but later appealed and was granted a new case.
Later lived in Toledo, Ohio
More About GORDON WILBERT QUIDER:
Address (Facts Pg): 1920, 266 Lake Shore Road, Lake Township, Macomb County, Michigan
Immigration: 1897, United States
Occupation: Bet. 1911 - 1920, Proprietor, Loan Officer, American Loan Company in Detroit, Michigan
Notes for ELIZABETH:
Elizabeth was not a US citizen.Her father was from England and her mother was from Scotland.
Children of GORDON QUIDER and ELIZABETH are:
| i. | FRANCES6 QUIDER, b. Abt. 1909. | ||
| ii. | GARNETT QUIDER, b. Abt. October 1919. |